To provide you with a cover for your business needs at the most affordable rates.
Our business insurance coverage for small and medium enterprises in Melbourne Australia.
Having business insurance
is necessary. It is not only physical assets that companies should think about insuring. Products Liability insurance will also ensure that your business won’t face possible legal costs claims. Our general advice is to buy insurance products that will help protect your company against costly insurance claims. The following are some of the insurance products that FD Beck can help you to arrange:
This insurance applies to businesses that provide a professional service or give advice. Professional Indemnity insurance protects your company against claims for alleged negligence or breach of duty arising from the performance of professional services.
Liability insurance covers your commercial businesses against legal liability claims if your product supplied, manufactured, imported or installed has caused injury or damage. For more information about the difference between Public & Products Liability please refer to our blog – https://fdbeck.com.au/is-public-liability-different-from-product-liability/
This insurance covers claims for personal injury or property damage and/or loss, but the difference to product liability cover is that the injury or damage isn’t caused by a product. For more information about what Public Liability covers please refer to our blog – https://fdbeck.com.au/what-does-public-liability-insurance-cover/
This insurance is for people that own business assets in Australia. Commercial property insurance covers fire and defined events, business interruption, glass breakage etc. Some commercial policies can also be extended to include car insurance.
The halt in work operations caused by calamities can affect profits. These cases may reach short to extended periods of time depending on the situation. A business interruption insurance policy covers your company when you cannot operate.
Transit insurance covers loss or damage of stock whilst in transit. For example, the scope of cover may be transit from Melbourne, Victoria, to any part of Australia. Transit Insurance can also cover options for goods being imported or exported.
As the name suggests theft insurance protects your stolen property. This insurance covers theft or damage to property with forcible entry.
Small business insurance products for sole traders, then we can tailor a solution to meet your needs.
Insurance for business where you are working as a sole trader, including liability insurance.