FD Beck Insurance Brokers

Jewellers Block Insurance

Jewellers Insurance Specialists

There are many types of Insurance policies available but only one that has been designed specifically for Jewellers. This policy is commonly known as a Jewellers Block policy.

What is Jeweller’s Insurance

There are many types of Insurance policies available but only one that has been designed specifically for Jewellers. This policy is commonly known as a Jewellers Block insurance policy. The policy provides cover for a multitude of things (Contents & Stock) including inter alia:

Get in touch with the Management Liability professionals at FD Beck Insurance today and make sure you’re covered right.

The policy can be extended to cover additional risks if requested, eg:

Experience – we have extensive experience with your Industry & we use our knowledge to negotiate the very best terms with Insurers. We understand that all Jewellers are not the same & that means the insurance risk with each business can vary.

  • Pearler’s or Artesian Jewellers
  • Antique & Estate Jewellery
  • Bead Jewellery
  • Bridal Jewellery
  • Customized Jewellery
  • High Karat Jewellery
  • Jewellery wholesalers, Importers & distributors.
  • Second hand dealers
  • Valuers & or Jewelry design – you will need professional Indemnity Insurance
  • Repairs, maintenance & or servicing.

FD Beck focusses on getting to know your business so we can provide:

  • Personalised service – we provide a personalised service which includes face to face contact with our clients.
  • Detail – we believe in detail because detail does matter, particularly when it comes to a claim.
  • Insurance Company/Security – we believe the selection of an Insurer(s) who have experience with your Industry is vital. FD Beck have access to worldwide markets, which will ensure you are being offered the best possible protection at an affordable price & the very best in claims settlement.
  • Risk assessment – because we have intimate knowledge or your business operations, we are therefore able to assess your risk & tailor your Insurance policy accordingly.
  • Risk Management – Insurance policies do not prevent incidents, but you can, by taking a pro-active approach to risk management. You work in a high-risk industry and you are subject to Armed hold ups, break & entry & or ram raids.

Any of these events can have a serious effect on your business, not to mention the effect an armed hold up can have on you or your employees. It is preferable that they do not happen at all. As a proactive Business operator, you should always be reviewing your security & upgrading to ensure you have the best possible protection.

The benefits may include obtaining improved insurance terms, but certainly the most significant benefit of all is reducing the possibility of an armed hold up or a break in.

We have extensive experience in risk management & can assist you on security matters.

Whilst upgrading security does not provide any guarantees on preventing armed hold ups or a break & entry, your priority should be to make it as difficult as possible for these events to happen. Each store will have a different risk depending on your location, eg:

– Exposed to Public access or vehicle access eg Car park or street frontage.

– Located within a shopping complex with no exposed areas to car park or Public after hours.

CONTACT US TODAY

Get in touch with the expert brokers at FD Beck Insurance today and make sure you’re covered for all the right things.

Helpful Advice

Having secured premises as best you can, it is now important that measures be put in place to make it as difficult for the Burglars to steal your goods. Or at least limit their ability to be able to able to steal all your stock. Some helpful hints include inter alia:
  1. Is your safe connected to your security Alarm system.
  2. Does your safe have door contacts.
  3. Sensors – do you have seismic or vibration sensors.
  4. Is your safe fitted with time delay locks.
  5. Is your safe torch & drill resistant?
If your store is located within a fully enclosed shopping complex with no exposed walls, you may not need to install an alarm or a CCTV system if the complex has its own security. However, where this is not the case, steps you can take to prevent or delay entry include inter alia: