April 26, 2019
Many business owners fall into the dangerous trap of only comparing Professional Indemnity Insurance purely on a ‘price’ basis. Typically, people will look for a ‘compare the Professional Indemnity market’ type website. After all, often businesses are only purchasing PI Insurance because their entering a contract that requires them to […]
April 17, 2019
Many people ask, “why do I need professional indemnity insurance”? Well, Professional indemnity insurance protects your business’ reputation. In fact, it does this, well before a dispute reaches court. In this way, it is providing legal and reputational defence costs. In fact, there are many advantages in having PI insurance. […]
April 10, 2019
For many businesses professional indemnity is not a legal requirement. In fact, in Australia quite often the only insurance that is required at law is workers compensation insurance. And that’s only for those companies with employees. However, for some industries professional bodies or regulators make professional indemnity mandatory. For example, […]
April 3, 2019
You may believe that Professional Indemnity Insurance is only for certain of ‘high-risk’ professionals. In our experience, many people mistakenly believe that PI insurance only applies to architects, accountants, engineers, lawyers or doctors. However, that’s simply not true. Furthermore, some people incorrectly believe that because they are only a small business they don’t […]
July 3, 2018
Being a financial adviser is all about giving advice. Working in this industry requires a high level of honesty and integrity and to operate professionally with complete transparency. However, the provision of financial advice can be a legal and regulatory minefield. You need Professional Indemnity Insurance. There isn’t just negligent advice to […]
June 7, 2018
Cyber Liability insurance is the coverage for or the risk mitigation of cyber breaches in which valuable company or person specific data; information or insight is stolen through a digital medium. The risk of your business being victim to cyber-attack is no longer just a fringe possibility. The number of Cyber-attacks on […]
May 7, 2018
Are you an owner builder? If you are, one of the most important things you can do before the construction of your new home or renovation commences is to invest in an appropriate Owner Builder Insurance policy. But, what is owner builder insurance, and why do you need it? What is Owner Builder […]
March 23, 2018
On February 22 a new Data Breach Reporting regime was introduced in Australia. Under the Privacy Act, businesses are now required to notify their customers of any data breaches that could cause them serious harm. What’s Considered a Notifiable Data Breach? A data breach is considered notifiable if confidential client […]
February 5, 2018
Did you know that approximately one in two small Australian businesses are confident they will experience growth over the next 12-months? According to research conducted by the Commonwealth Bank of Australia, the willingness to accept new technology is a key indicator of how confident a small business owner feels. The survey […]
December 20, 2017
This year, instead of having an office Kris Kringle, we decided to pool our funds and give a donation to the wonderful volunteers over at St Kilda Mums. Trish Chalk and Sue Burton were thrilled to put together a collection of essential items for new mums, like nappies and baby wipes, […]
December 20, 2017
Small business owners are often lumped with long shifts and minimal vacation time, but don’t write off that family Christmas holiday just yet! George Hartley, the director and co-founder of the email app, Smartrmail, is living proof that your personal life doesn’t have to suffer just because you’re running a successful […]
December 20, 2017
Professional indemnity insurance is something any small business owner should investigate. As much as you might not want to think about insurance coverage and the risks you face when operating a small business, the below points demonstrate how important professional indemnity insurance is and how beneficial it could prove for […]
December 20, 2017
If you’re a small business owner, chances are, you have the appropriate business insurance in place. However, you wouldn’t be alone in hoping that you’ll never actually need to use that insurance. But, with business ownership comes risk, and with risk comes the chance that you might eventually need to make […]
December 20, 2017
With a communications degree and a Masters in International Relations and Politics, Sonia had forged a successful career as an International journalist, living the life that most people could only dream of. Working in Mumbai on programs for the ABC, including ABC News and the 7.30pm report, her role encompassed everything […]
June 16, 2017
Building your own home can be an exciting proposition, but how much do you know about the process? Take our 6 ‘true or false’ quiz questions to discover how much you know about being an owner builder. True or False: Owner-builders can do all kinds of building work? FALSE Owner builders […]
June 16, 2017
As an owner builder, you will have numerous responsibilities. One of these is contracting tradespeople to do some of the work. But how do you know the price you’re quoted is legitimate. Also, how do you know your contractor will do what you need them to do? Here are our top […]
June 9, 2017
Building your own home is satisfying. It can even be fun! But it also comes with a whole lot of compliance. As an owner builder, it’s important you understand the rules around building permits to make sure you don’t put yourself at financial or legal risk. Under the Building Act 1993 […]
May 29, 2017
When it comes to building materials, there should be no substitute for quality, should there? But unfortunately, there is, and as an owner builder, you need to know about High-quality Building Materials. Why, because it can put you and your family in serious danger, as well as hot legal trouble. An increasing […]
May 29, 2017
Lashings of red tape–particularly changes to Building Act legislation–are rarely intriguing. But don’t be surprised if recent alterations to the Building Act have you raising your eyebrows. If you are an owner-builder in Victoria – that is, if you’re undertaking domestic construction independent of a registered builder – these changes will […]
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