As a catering consultant, you may be exposed to a lot of risks that come with working in the food industry. As a professional, risk management is a priority, especially if you plan to run a consultancy business for a long time.
Here at FD Beck, we can help you by arranging suitable catering consultant insurance policies to protect your profession from possible claims.
Professional indemnity insurance provides cover against alleged negligence, errors, and omission. With suitable PI insurance, catering consultants can reduce the stress of dealing with the legal action and cost of claims that come with the consultancy services you provide.
Catering consultants are expected to meet a level of professionalism and specialisation. You could be accountable when things go wrong. These problems could be financial losses with legal action claims by your clients. Professional indemnity insurance would be able to cushion the blow of these actions so you would not have to carry the weight of it all on your own.
FD Beck Insurance Brokers can arrange professional indemnity insurance for catering consultants. You can start with our online quoting tool to get quotes for your professional indemnity insurance. Our team of insurance brokers can also offer you insights into the policy inclusions.
The limit of indemnity that you need as a catering consultant would depend on your assessment. Factors like the level of risks you are exposed to need to be considered. You would also need to take into consideration other factors such as your experience, claims history etc. It is important to remember that defending professional indemnity claims can be very costly.
Catering consultants have a professional liability exposure for the service that they provide. This is why it is important to have a professional indemnity insurance policy in place.
Professional indemnity insurance may be able to cover a claim involving these exposures:
Aside from professional indemnity insurance, a catering consultant may also need other policies to cover other types of claims.
We understand the risks that catering consultants face. As a recommendation, we can arrange professional indemnity insurance for you. We can also assist you with other policies that you deem necessary as coverage for your business.
FD Beck can customise your professional indemnity insurance policy and we can provide the needed information about the cover and liability insurance you would like to have.
Use our online quoting tool today!
1. How much professional indemnity cover do catering consultants need?
There is no one-size-fits-all rule when it comes to the limit of indemnity you need as catering consultants. You would need to make an assessment yourself based on what you do, who you serve, and what contracts you may have in place with specific indemnity or insurance requirements.
2. Do all catering consultants need a professional indemnity policy?
Yes. As catering consultants, you are at risk of professional negligence claims and you are required to get professional indemnity insurance. For more information on professional indemnity insurance, view our short video “Why do I need professional indemnity insurance?“
3. I have a budget for the cost of my catering consultant coverage. Can you arrange a professional indemnity package within my budget?
Yes. We can help you arrange the policy and the limit of indemnity you would need within your budget. For more information about the cost of insurance please view our short video “How much does professional indemnity cost?“
4. Would you be able to provide me with another quote for my policy online?
Yes, please use our online calculator to generate quotes.
5. What is the retroactive date under a professional indemnity policy for catering consultants?
The retroactive date should coincide with the date your professional indemnity insurance became effective.