Counsellor Insurance Australia

Protect your business and reputation against possible claims.

Protecting Your Practice, Empowering Your Clients

As a Counsellor in Australia, you provide invaluable support to individuals navigating life’s challenges and seeking emotional well-being. At FD Beck, we understand the importance of your work and the trust your clients place in you. Our specialised insurance solutions are designed to provide comprehensive cover, allowing you to focus on creating a safe and supportive environment for your clients.

Why Choose FD Beck for Your Counsellor Insurance?

Allied Health Expertise: We have extensive experience in the Allied Health sector and a deep understanding of the specific risks faced by Counsellors.
Tailored Policies: We work collaboratively with you to create an insurance policy that accurately reflects your individual needs and the services you offer, whether you specialise in individual counselling, couples therapy, family counselling, or group sessions.
Dedicated Broker Support: Our team of expert brokers is committed to providing ongoing guidance and answering any questions you may have, ensuring you have the right cover for your peace of mind.
Efficient Claims Handling: Should you need to make a claim, we’ll be there to support you through the process, making it as smooth and stress-free as possible.

Key Benefits of Our Counsellor Insurance

Competitive premiums
Easy online application
Flexible PI limits ($1m, $2m, $5m)
Strong PPL coverage ($10m, $20m)
Instant policy issuance
Cover for portable equipment (accidental damage, theft, fire)

What We Cover

Professional Indemnity Insurance: Protection against claims alleging negligence, errors, or omissions in your professional services, including consultations, assessments, treatment plans, and advice. This covers legal costs and any compensation payable.
Public Liability Insurance: Covers you for accidental injury or property damage to third parties occurring in connection with your business, whether at your clinic, during home visits, or at external workshops or events.

Protecting Your Business Assets

We offer a range of property insurance options to safeguard your valuable business assets:

Property Damage (Contents) Insurance: Protects your clinic or office contents (e.g., furniture, counselling resources, sound therapy equipment, office supplies) from damage caused by fire, storm, flood, or malicious damage.
Theft Insurance: Covers your business assets against theft, often with specific requirements like forced entry.
General Property/Portable Equipment Insurance: Protects your portable equipment (e.g., laptops, tablets, mobile phones, therapeutic tools) from accidental damage, theft (including from a locked vehicle), and fire, even when you’re away from your usual business premises. This is essential for Counsellors who conduct home visits or work in multiple locations, such as community centres or schools.

Claim Scenario

Imagine a client alleges that your counselling services caused them emotional distress or that you breached confidentiality, leading them to pursue legal action against you.

In this situation, your Professional Indemnity insurance would be crucial. It would cover your legal defence costs, court fees, and any compensation awarded, protecting your practice and your personal finances.

Protecting Your Portable Equipment

Many Counsellors use portable equipment for client sessions and record-keeping. Our policy includes optional cover for:

Laptops, tablets, and mobile phones
Therapeutic tools and resources
Confidential client files and records (in case of physical loss or damage)

This cover protects your valuable equipment against accidental damage, theft from a locked vehicle, and fire.

Get a Quote Today

Protect your counselling practice with comprehensive insurance from FD Beck. Contact us today for a personalised consultation and a no-obligation quote.