Insurance for museum consultants and curators can provide an ideal cover for anyone working with prized collections. It gives you the confidence to handle the responsibilities of your work in the museum.
As a consultant or consultancy business operator, you have to maintain the museum or be the liaison when a collection is on loan. Potential risks such as a liability or professional indemnity claim should be considered.
FD Beck can help ease the stress of claims by arranging insurance specific to your industry. Let one of our professional brokers help handle the financial implications of a legal claim.
So how do you start to protect yourself (or your business)? Here is the basic coverage you should get.
Offering your paid technical expertise makes you responsible for your service. So when a client makes an allegation of a professional breach against you, professional indemnity insurance can help. For example, you made a mistake in creating the catalogue that resulted in your client losing money. Since they lost profit due to your slipup, they are demanding compensation. If you have a professional indemnity cover, then you have one less thing to worry about – your professional indemnity policy will respond to the allegation.
This insurance takes care of anything related to claims involving third-party personal injury or property damage. It means accident injury or property damage involving a member of the public. Here’s an example. During a schedule of a public exhibition setup, one of your employees drops and damages a painting. If you have public liability cover, your insurer can manage the demand made against you and negotiate the payout settlement on your behalf.
While displaying and cataloguing collection items these are possible risks faced in the industry.
Negligence of duty in terms of:
2. Breach of trust in terms of:
Please use our free online quoting tool to obtain an instant professional indemnity quote. Answer a handful of questions in order to an online quote in minutes.
Yes, our professional brokers can discuss your requirements. Please contact us for additional details. Moreover, if you or your business needs coverage for a specific potential liability, please contact our insurance brokers for assistance.
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