Occupational Therapist Insurance Australia
As an Occupational Therapist in Australia, you play a vital role in helping people improve their daily lives. But like any profession, there are risks involved. That’s where FD Beck comes in. We specialise in providing tailored insurance solutions for Occupational Therapists across Australia, ensuring you have the right protection to focus on what you do best.
- Expert Allied Health Knowledge: We understand the intricacies of your profession and the unique challenges you face.
- Customised Policies: We work closely with you to create a policy that perfectly matches your needs and budget.
- Dedicated Broker Support: Our team provides ongoing support and guidance, answering your questions and helping you make informed decisions.
- Stress-Free Claims Process: Should you need to make a claim, we’ll be there to guide you through the process and ensure a smooth resolution.
Key Benefits of Our Occupational Therapist Insurance
- Competitive premiums * Easy online application
- Flexible PI limits ($1m, $2m, $5m)
- Comprehensive PPL coverage ($10m, $20m)
- Instant policy issuance
What We Cover
- Professional Indemnity Insurance: Protection against claims of negligence or errors in your professional services.
- Public Liability Insurance: Covers you for accidental injury or property damage to third parties that occur in connection with your business.
- Products Liability Insurance: Safeguards you if a product you recommend or supply causes harm.
Protecting Your Business Assets
We offer a range of property insurance options to safeguard your valuable business assets:
- Property Damage (Contents) Insurance: Protects your clinic or office contents (e.g., furniture, equipment, stock) from damage caused by fire, storm, flood, or malicious damage.
- Theft Insurance: Covers your business assets against theft, often with specific requirements like forced entry.
- General Property/Portable Equipment Insurance: Protects your portable equipment (e.g., laptops, tablets, mobile phones, diagnostic tools) from accidental damage, theft (including from a locked vehicle), and fire, even when you’re away from your usual business premises.
This is crucial for Occupational Therapists who provide home visits or work in multiple locations.
Claim Scenario
Imagine you’re helping a client with mobility exercises at their home. During a transfer, they accidentally fall and sustain an injury. They decide to take legal action, alleging you were negligent.
This is where your Professional Indemnity insurance steps in. It covers your legal defence costs and any compensation payable, protecting your personal assets and your practice.
Protecting Your Portable Equipment
We understand the value of your essential tools. Our policy includes optional cover for your portable business equipment, including:
- Laptops, tablets, and mobile phones
- Projectors and other electronic devices
- Business essentials
This cover protects your equipment against accidental damage, theft from a locked vehicle, and fire.
Get a Quote Today
Don’t leave your practice exposed to risk. Contact FD Beck today for a free consultation and a tailored quote for your Occupational Therapist Insurance.
Consultants We Offer Insurance Policy in Melbourne AU
- Association Liability Insurance
- Builder Warranty Insurance
- Burglary Insurance
- Business Assets Insurance
- Business Interruption Insurance
- Business Pack insurance
- Business Travel Insurance
- Commercial Business Insurance
- Commercial Fleet Insurance
- Commercial Property Insurance
- Contract Work Insurance
- Cyber Liability Insurance
- Directors and Officers Insurance
- Electrician Insurance
- Equipment Insurance
- Industrial Special Risks Insurance
- Jewellers Block Insurance
- Landscaping Insurance
- Landlord
- Machinery Breakdown Insurance
- Management Liability Insurance
- Marine Cargo Insurance
- Office Insurance
- Product Liability Insurance
- Property Insurance
- SME Insurance