Pool Safety Inspectors Insurance in Melbourne AU

Arrange a suitable insurance policy according to your needs

In Australia, drowning is one of the leading causes of unintentional death among toddlers. Legislation and standards in various Australian States; such as Building Act 1993, Part 9A of the Building Regulations 2018; AS1926.1; and the Queensland Pool Safety Act, requires building certification from a licensed pool safety inspector.

If you are an inspector, you would know you know that you are responsible for conducting various duties such as:

As you perform such duties, there’s a possibility that you may inadvertently breach the code under the relevant legislation and as a result be held liable for it. For this reason, it is important to obtain protection in the form of insurance, to cover you in case a mishap occurs as you conduct your services.

FD Beck Insurance Brokers can assist you with arranging insurance protection to help you cover the cost of claims and other legal defence costs.

Types of Insurance Policy for Pool Inspectors in Victoria AU

You need professional indemnity insurance and public liability insurance as the main insurance products. There are, however, other business insurance policies you can add. FD Beck can help you determine what to include in your policy according to your needs.

Professional Indemnity Insurance

The number of legal challenges continues to increase, especially in your industry, because in the event of drowning and subsequent investigation the relevant parties will not hesitate to take legal action if they believe that there has been professional breach on the part of the inspector.

Professional Indemnity insurance can help cover legal claims resulting from your actions, errors, or omissions that you may have accidently committed in the performance of your duties. Authorities such as the VBA or Councils require you to hold Professional Indemnity insurance before starting any inspection work.

Public Liability Insurance

Public liability insurance sourced by FD Beck Insurance Brokers protects your business against third party claims relating to personal injury or property damage.

For example, during your swimming pool safety inspection, you accidentally damage an expensive glass pool gate at your client's premises. Your public liability insurance will help cover the claim of compensation by the third party such as the repair or replacement of the damaged property.

Key Risks for Pool Safety Inspectors

The following are potential issues where professional indemnity and public liability insurance may be helpful.

Failure to produce suitable record of the inspection following a drowning incident.
Failure to conduct a re-inspection of a pool barrier to ensure if the non-compliance recognised in the original inspection has ben addressed.
Failure to issue and lodge a certificate of non-compliance with council prior to a drowning occurring.
Failure to identify a climbable zone during an inspection which subsequently results in a drowning.

We understand the risks. Let us assist you.

FD Beck understands the risks posed by your responsibilities and that insurance plays a vital role in your work. We are an insurance broker with a team of qualified insurance brokers who can offer insights into suitable policies.

To find out how much PI and General Liability offered by FD Beck Insurance Brokers costs, please answer the online form to obtain an instant quote.

FAQ

1. How much does professional indemnity insurance cost?

This will depend on some factors, including contractual requirements which may determine the level of cover you may be required to hold, the size of the business including turnover / professional fees and the number of employees. These types of professional indemnity claims may also help you understand this insurance better.

2. How much coverage do I need?

Typically, the coverage can range between $500,000 and $5,000,000.000. Getting a quote will help you to know what’s appropriate for you. For access to advice and information, please consult with our team of insurance brokers at FD Beck.

3. Will all inspectors need a professional indemnity policy?

Depending upon what State you are in Australia, this may not necessarily be a legal requirement. Still, it is recommended that you purchase professional indemnity insurance given the professional nature of the reports you are required to provide. For more information, please watch a short video for those who need professional liability insurance.

4. Can I get an insurance policy package according to my budget to guarantee security?

Yes, our brokers can help you with that. Part of our business goal is to help you choose the insurance that best suits your business needs and budget. Of course, we do offer insights on the most suitable products available. We often have client’s only wanting to purchase Professional Indemnity insurance and not Public Liability Insurance, therefore it’s also helpful to understand what public liability covers.

5. Can I request an online quote?

Please feel free to use our free online insurance quote tool. By answering a few simple questions in the form, you can generate an online quote in minutes.