Home and Contents Insurance

FD Beck Insurance has a highly qualified team of specialists in our Home and Contents Insurance area.

When you take out combined home and contents cover, your house and personal belongings inside the home are financially protected in an insured event.

We also offer free, quick and easy online quotes so you know have an idea of what you’re dealing with, hassle free.

With the team at FD Beck, we are always happy to speak with you about your Home and Contents requirements.

We only deal with well-respected Insurers and will approach a number of them to obtain the most appropriate cover for your needs at the most competitive price- one of the upsides of being in the business so long!

Get in touch with the Management Liability professionals at FD Beck Insurance today and make sure you’re covered right.

What Does FD Beck Home & Contents Insurance cover?

The Accidental Damage cover is the top of the range, which includes accidental loss or damage to building and contents inside the home and also away from the home with some sub limits.

The Listed Events cover is a step down from Accidental Damage but still covers such losses as Fire, Storm, and Burglary. No cover for losses away from the home.

The Listed Events Base is another step down and has more restrictions and is similar to cover offered by some of the Direct Insurers.

What Isn’t Normally Covered?

Each Policy is different is different, but generally you wont be covered for the following:

i

If your property is unoccupied for more than 90 days continuously

ii

Damage (structural or cosmetic) by result of animal or insect

iii

Corrosion or rust damage

iv

General wear & tear

(For a comprehensive list of all policy exclusions please speak to an FD Beck Insurance Broker)

We are more than happy to discuss these options further to ensure you have the correct cover for your specific needs.

Should you ever need to make a claim, give us a call and we will be on the end of the line to offer our expertise and deal with the Insurance Company on your behalf- that’s the FD Beck way.

We pride ourselves in getting for our clients only the best possible coverage options. Contact the team at FD Beck today to make sure your covered in every way!

Typical building replacement costs are provided by Reed Business Information Pty Ltd (A.B.N. 80 132 719 861) trading as Cordell Information (‘Cordell’) and typical building contents replacement costs are provided by Sum Insured Pty Ltd (A.B.N. 55 947 630 521 (‘SI’) trading as Home Contents. Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by Cordell, SI, Steadfast or FD Beck and Sons Pty Ltd for its accuracy. Please check with an Architect, Builder, Quantity Surveyor, Valuer or other suitably qualified professional for an accurate estimate. Neither Steadfast nor FD Beck and Sons Pty Ltd takes any responsibility for the costs provided by Cordell or SI, or any liability for the accuracy of or reliance upon or use of, the costs.