Find relevant information & useful guide on insurance & finance.
What Insurance Does an Owner Builder Need? If you’re managing your own build or renovation in Australia, you take on significant responsibilities that would otherwise sit with a registered or licensed builder. The insurance you need depends on your project, how the work is being carried out and the state
The Benefits of Bundling Commercial Property Insurance with Other Policies Bundling commercial property insurance with other insurance policies can save money, reduce admin hassles, and give your business stronger, more coordinated insurance cover. Speak with an FD Beck insurance specialist today to explore tailored bundling options and ensure your business
How Commercial Property Insurance Protects Your Property Against Natural Disasters Commercial property insurance with natural disaster coverage helps Australian landlords or property owners protect building structure and fixtures, support the repair or rebuilding of the insured building following physical damage. Speak with an FD Beck insurance specialist today to review
How to Lodge a Commercial Property Insurance Claim: Step-by-Step Process When fire or storm damage affects your commercial property, filing your claim correctly can help support a smoother recovery process. Acting quickly, keeping detailed records, and maintaining clear communication with your insurer are key steps that may reduce delays. As
Business Insurance vs. General Liability Insurance: What’s the Difference? Choosing the right business insurance can be challenging, especially when policies seem similar. Business insurance (often structured as a Business Pack for tenants and business owners) protects your business assets, such as buildings, equipment, and stock, against damage or loss from
Keeping Client Relationships On Track When A Claim Goes Wrong When something goes wrong in transit, the financial loss is only part of the story. For transport operators and logistics providers, a damaged vehicle or delayed delivery can place decades-long customer relationships under pressure. In these moments, a clear claims
How to Choose the Right Commercial Property Insurance for Your Business Choosing the right commercial property insurance isn’t about your building and equipment. It’s about protecting your business, your staff, and the way you earn a living. Whether you run a small shop or a big warehouse, the right insurance
Understanding Commercial Property Insurance: A Complete Guide Running a business in Australia comes with plenty of ups and downs, so having the right insurance policy is a solid way to protect your hard work. Commercial property insurance helps pay for damage to your building, equipment or stock, so you’re not
The Importance of Commercial Property Insurance for Small Businesses Running a small business has its rewards, but it also comes with risks. Whether you own a shop, café or small warehouse, your property and equipment are vital to daily operations. Commercial property insurance helps protect these assets from damage, theft
Celebrating Excellence: FD Beck Named Finalist for Medium Brokerage of the Year at the 2025 Insurance Business Awards The team at FD Beck is thrilled to share some exciting news! We’ve been honoured as an Excellence Awardee (finalist) in the highly competitive Medium Brokerage of the Year category at the
FD Beck in Support of St. Kilda Mums This year, instead of having an office Kris Kringle, we decided to pool our funds and give a donation to the wonderful volunteers over at St Kilda Mums. Trish Chalk and Sue Burton were thrilled to put together a collection of essential items
How to Assess Property Value for Accurate Insurance Coverage Contact Us Now Table of Contents Disasters strike without warning, and the aftermath can be overwhelming. In such moments, the difference between recovery and financial ruin often depends on having the right insurance coverage. Many property owners, however, unknowingly leave themselves
FD Beck Insurance Brokers: Demystifying Insurance Jargon for Australian Businesses Get A Free Quote Now Table of Contents Running a business in Australia is no easy feat. Between managing operations, marketing your brand, and keeping up with regulations, it’s easy to feel overwhelmed. At FD Beck Insurance Brokers, we understand
Does an insurance broker deal with claims? Get A Free Quote Now Yes, and you can rest easy knowing if issues arise you’ve got a steadfast insurance broker working on your side to get a better claims outcome. Table of Contents Whether you have a small to medium business, it’s
What does an insurance broker do? Get A Free Quote Now An insurance broker can offer a personalised service for you and your business. Read on to find out why you need one. Table of Contents What should you expect from your business insurance broker? A lot. Because having the
Are You Underinsured? Get A Free Quote Now Ensure that you and your business are not exposed to unnecessary risks. Contact us today for an insurance strategy review. Table of Contents https://youtu.be/8Y2XaknWpSo Is your business underinsured? What does underinsurance mean? Underinsurance is when your insurance policy is not enough to
How can a brokerage devise an effective digital strategy? Get A Free Quote Now How did FD Beck Insurance Brokers win their Best Digital Strategy award? Read on. https://vimeo.com/679081341 The COVID-19 pandemic has accelerated the shift to digital as insurance industry stakeholders conduct more of their business online. Brokers are
Professional Indemnity Insurance for Small Businesses: What You Need to Know Instant Online Quote Table of Contents Lashings of red tape–particularly changes to Building Act legislation–are rarely intriguing. But don’t be surprised if recent alterations to the Building Act have you raising your eyebrows. If you are an owner-builder in Victoria
What Insurance Does an Owner Builder Need? If you’re managing your own build or renovation in Australia, you take on significant responsibilities that would otherwise sit with a registered or licensed builder. The insurance you need depends on your project, how the work is being carried out and the state
Building and Construction Insurance in AU Get A Free Quote Now What insurance cover do building and construction companies need under their contract or legal requirements? Find out here. Table of Contents https://youtu.be/-azDVvlqVDE Building and construction companies face multiple challenges that involve managing, contracts, specification changes, subcontractors, employees, equipment, regulations,
The Benefits of Owner Builder Insurance Instant Online Quote Are you an owner builder? If you are, one of the most important things you can do before the construction of your new home or renovation commences is to invest in an appropriate Owner Builder Insurance policy. But, what is owner
As an owner builder, you will have numerous responsibilities. One of these is contracting tradespeople to do some of the work. But how do you know the price you’re quoted is legitimate. Also, how do you know your contractor will do what you need them to do? Here are our top
Before You Sign On The Dotted Line, Get a Building Permit Instant Online Quote Building your own home is satisfying. It can even be fun! But it also comes with a whole lot of compliance. As an owner builder, it’s important you understand the rules around building permits to make
High-quality Building Materials from Bricks And Mortar to Styrofoam and Glue Instant Online Quote Table of Contents When it comes to building materials, there should be no substitute for quality, should there? But unfortunately, there is, and as an owner builder, you need to know about High-quality Building Materials. Why, because
Top Tips to Reduce Your Professional Indemnity Insurance Premiums in Australia Get A Free Quote Now Table of Contents Professional Indemnity (PI) insurance is a freelancer’s and independent contractor’s safety net. It protects you from financial ruin if a client alleges negligence or errors in your work. But let’s face
Professional Indemnity Risks Per Industry: Claims & ExposuresYou Need to Know Get A Free Quote Now Table of Contents Frequently Asked Questions About Professional Indemnity Risk Professional indemnity (PI) insurance provides a vital form of protection and protection for professionals from financial losses if their services cause a client to
Debunking Common Myths About Professional Indemnity Insurance Get A Free Quote Now Table of Contents Professional indemnity (PI) insurance is a critical safeguard for businesses that provide professional services. It protects them from financial losses if their services cause a client to suffer financial loss due to negligence, errors, or
Protecting Your Consulting Expertise with Professional Indemnity Insurance Get A Free Quote Now Table of Contents In the fast-paced Australian business, management consultants are key players. They provide invaluable expertise to help businesses navigate complex challenges and achieve strategic objectives. However, even the most experienced consultants are not immune to unforeseen circumstances.
Benefits of Instant Online Quotes for Professional Indemnity and Public Liability Insurance in Australia Owner Builder Calculation Construction Table of Contents Welcome to our platform, where securing your business’s future is just a few clicks away. Discover the numerous advantages of obtaining instant online quotes for Professional Indemnity and Public
How Much Professional Indemnity Do I Need in My Industry? Get A Free Quote Now One of the most common questions we receive is: How much professional indemnity insurance do I need? The answer depends on your industry, contractual requirements, regulatory obligations, and the size of potential claims. Before selecting
Professional Indemnity Claims Examples in Australia Professional mistakes, allegations of negligence, and client disputes can lead to significant legal and financial consequences. Explore real-world professional indemnity claims examples across industries including accounting, consulting, real estate, design, and compliance services. Learn how PI insurance may help cover legal defence costs, settlements,
What Does Professional Indemnity Insurance Cover in Australia? Instant Online Quote Table of Contents Professional indemnity (PI) insurance is essential for any Australian business providing professional services or advice. Whether you’re a consultant, architect, accountant, or engineer, the risk of claims for negligence, breach of duty, or professional error is
How Much Professional Indemnity Does a Consultant or Freelance Professional Need in Australia? Choosing the right Professional Indemnity cover is critical for protecting your income and reputation. Whether you’re a consultant or freelancer, the appropriate professional liability insurance and liability insurance should reflect your coverage needs, contract requirements, and exposure
Don’t Get Caught Off Guard: Understanding Public Liability and Products Liability with Claim Examples Get A Free Quote Now Important Notice: These are examples only and should not be considered legal advice. Every claim is unique, and coverage depends on the specific wording and exclusions of your policy. Table of
Management Liability Insurance Explained Get A Free Quote Now Protect your business, personal assets, and home from being sold to cover defence costs. Table of Contents Did you know that when you are running a business you may be personally liable for actual or alleged breaches of the Corporations Act?
Product Liability Insurance Explained Get A Free Quote Now As a business owner, it is important to ensure that you have adequate insurance to cover your products and services. Table of Contents What Does Product Liability Cover? Product liability insurance provides cover for property damage or personal injury claims arising
Does Public Liability Cover Professional Service or Advice? Get A Free Quote Now Public Liability can cover you against a lot of business claims. But, does public liability cover professional service or advice? Read on. Table of Contents https://youtu.be/4SwuvxyzYqA Business claims can come in many shapes and sizes. Public Liability
Public and Product Liability Insurance for Businesses in AU Get A Free Quote Now If you’re a business owner looking to take out Public and Product Liability Insurance, you’re doing the right thing. Table of Contents https://youtu.be/IyzUuTZpxfM What happens if someone gets injured on your business premises, or while using
What Sort of Claims Are Covered by Public Liability Insurance? Instant Online Quote Firstly, It’s important to know what sort of claims are covered under Public Liability (PL) insurance. Table of Contents https://youtu.be/rD-bIxiATmA Why? Well, it may help you to understand if your particular business may need PL insurance. Perhaps,
How much does Public Liability Insurance cost? Instant Online Quote If you’re a business owner looking to take out Public Liability Insurance, you’re doing the right thing. Table of Contents https://youtu.be/rdtS8QtDsFo It may prove handy in the long run. Although, I’m sure you are asking yourself how much does Public
How Much Public Liability Insurance Cover Do I Need in Australia? Instant Online Quote Public Liability Insurance protects your business if a third party claims injury or property damage caused by your work. The right cover amount depends on your risk exposure, contract requirements, and the type of work you
What are some of the things Public Liability doesn’t cover? Instant Online Quote To answer the question of ‘what are some of the things Public Liability doesn’t cover’, let’s first recap what it would cover. Table of Contents First, legal costs in the defence or settlement. Second, loss or damage of property.
Understanding Common Exclusions in Commercial Property Insurance Most business owners focus on what their commercial property insurance policy includes. Still, it’s just as important to know what’s not covered. These gaps, known as insurance exclusions, can significantly impact whether your claim is paid. Insurance exclusions are simply the things your
Understanding Business Interruption Insurance and Its Importance Even the most prepared businesses can face setbacks when something unexpected happens. A fire, flood, or other insured event can bring operations to a sudden stop, leading to severe financial strain. Business interruption insurance helps cover the gap, providing support while your business
Protecting Your Business from Theft and Vandalism with Business Insurance Are you worried about break-ins, graffiti, or stolen tools? Business insurance helps protect your premises and essential equipment from theft, vandalism, and unexpected damage. Whether you operate a local shop, office, or warehouse, staying insured means you’re better prepared to
Natural Disaster Coverage in Commercial Property Insurance: What You Need to Know Natural disasters can strike without warning—make sure your insurance coverage won’t leave you exposed. At FD Beck Insurance Brokers, we help business owners navigate the fine print of commercial property insurance to ensure you’re covered for flood damage,
Liability Coverage in Commercial Property Insurance: Why You Need It Commercial property insurance is typically understood to cover items such as buildings, equipment, and stock. But just as important is the liability cover, a crucial part of any insurance policy. It helps protect your business if someone gets hurt or
Key Risk Factors That Influence Commercial Property Insurance Costs Every industry faces different property risks. From retail stock to factory machinery and clinical equipment, your insurance should reflect your business environment. FD Beck helps Australian businesses tailor coverage to their operations and assets. Talk to a broker today for insurance
Insurance Considerations for Office-Based Businesses: A Comprehensive Guide Every industry faces different property risks. From retail stock to factory machinery and clinical equipment, your insurance should reflect your business environment. FD Beck helps Australian businesses tailor coverage to their operations and assets. Talk to a broker today for insurance that
7 Industry-Specific Considerations for Commercial Property Insurance in Australia Every industry faces different property risks. From retail stock to factory machinery and clinical equipment, your insurance should reflect your business environment. FD Beck helps Australian businesses tailor coverage to their operations and assets. Talk to a broker today for insurance
Commercial Property Insurance Essentials for Retail Business Owners Running a retail business involves more than just managing sales—it means protecting your physical storefront, stock, and equipment from unexpected disruptions. Whether you own a boutique, convenience store, or franchise outlet, having the right insurance can safeguard your investment and support long-term
Landlord Insurance for Smart Investors Get A Free Quote Now Landlord Insurance helps cover you against losses from unforeseen events like storms, flood, fire, and lost rent while repairs are being made. Table of Contents As a landlord, you face unique risks. You can suffer financial losses from storms, flood,
QUIZ: Is Building Your Own Home For You? Instant Online Quote Building your own home can be an exciting proposition, but how much do you know about the process? Take our 6 ‘true or false’ quiz questions to discover how much you know about being an owner builder. True or
