July 4, 2019

Who needs Public Liability Insurance?

Who needs Public Liability (PL) Insurance? Good question. Well, it’s recommended if you are self-employed, a contractor or own a business that requires customer or public interaction. Basically, any business which incurs risk in your business.  What do we mean by risks? Example 1: Let’s say you’re a plumber You […]
June 12, 2019

How much Professional Indemnity does a consultant or freelance professional need?

How much Professional Indemnity does a consultant or freelance professional need? Well, many consultants or contractors make the common mistake of thinking they are automatically covered under the principal’s professional indemnity policy. When we use the term ‘principal’, we’re referring to the company who engages the consultant to do the […]

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