September 5, 2019

What sort of claims are covered by Public Liability Insurance?

Firstly, It’s important to know what sort of claims are covered under Public Liability (PL) insurance. Why? Well, it may help you to understand if your particular business may need PL insurance. Perhaps, it may need more than just PL insurance. However, it can be tricky to determine because every […]
July 4, 2019

Who needs Public Liability Insurance?

Who needs Public Liability (PL) Insurance? Good question. Well, it’s recommended if you are self-employed, a contractor or own a business that requires customer or public interaction. Basically, any business which incurs risk in your business.  What do we mean by risks? Example 1: Let’s say you’re a plumber You […]
June 12, 2019

How much Professional Indemnity does a consultant or freelance professional need?

How much Professional Indemnity does a consultant or freelance professional need? Well, many consultants or contractors make the common mistake of thinking they are automatically covered under the principal’s professional indemnity policy. When we use the term ‘principal’, we’re referring to the company who engages the consultant to do the […]

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