This can range from cleaning the office work space to paying employees. However, there’s more to think about. For example, what if a client of yours suffers an accident on your premises? Are you financially prepared? Well, that’s what Public Liability Insurance is there for. If you’re unsure exactly what Public Liability Insurance is, check out our blog on Who Needs Public Liability Insurance. If you’re already familiar, brilliant. Although, you might ask yourself, what does Public Liability Insurance cover exactly?
Well, every insurance policy is different. However, there are three main aspects that your business should be covered for under Public Liability Insurance:
Want to find out more? See our blog on what Public Liability Doesn’t Cover.
Overall, you should now have a better idea on what should be covered if you take out Public Liability Insurance. In short, in the event of a claim, not only should it financially help you but it should help maintain relationships. However, there are some specific scenarios where this type of insurance may not protect you. To find out more about how your business can benefit from Public Liability Insurance, speak to us. Let us discuss your insurance needs and what may cover you.
Also, FD Beck has a free online insurance quoting tool tailored for contractors, consultants or freelance professionals. In fact, our online calculator has almost 150 professional occupations to choose from. FD Beck’s online PL insurance calculator offers limits options of $500,000, $1,000,000, $2,000,000 and $5,000,000. Better still, our online calculator includes other products such as PI and Cyber Insurance. That’s just to name a few.
For over 100 years, FD Beck has protected Australians. Rest assured, we have the knowledge and expertise to handle every aspect of your insurance needs.