FD Beck Insurance Brokers

Your Reliable Melbourne Business Insurance Broker

Let us get your business insured today.

Business insurance is a must for your company in Melbourne. As a business owner, you have invested a lot of time and money to get your business to where it is today. Protecting it is not only essential but also necessary.

FD Beck Insurance Brokers in Melbourne have years of expertise in protecting businesses with insurance.

Business insurance is a must for your company in Melbourne. As a business owner, you have invested a lot of time and money to get your business to where it is today. Protecting it is not only essential but also necessary.

Over the years, many valued clients have sought our services in finding the right cover for their businesses. If you are operating in Melbourne, Victoria, our team of reliable insurance brokers can arrange multiple quotes from leading insurance companies across Australia.

Get the Right Cover for Your Business in Victoria?

One major disastrous event in Melbourne, Victoria could wipe out everything that you have worked hard for. Businesses are always at risk of fire, theft, vandalism, property damage, accidents, etc. If a business is uninsured, these events could disrupt its operations. All businesses need the right insurance to get on with daily operations and not worry about the future should the worst happen. So, are you getting the right cover for your business? Our insurance brokers in Melbourne can help you determine the best coverage to meet your insurance needs. Whatever kind of protection your business needs, we’ve got the right insurance services for you.

Associations Liability

Many organisations fall within the term "associations" in Australia. These include professional bodies, associations representing trade industries, sporting associations, and not-for-profit organisations. This policy will address the concerns and liabilities of the association and its officers.

Commercial Fleet

If your business in Melbourne, VIC owns and uses a fleet of vehicles, it can benefit from commercial fleet insurance. It provides a one-stop-shop for coverage to protect your commercial fleet of trucks, vans, motorbikes, etc. This is a more cost-efficient choice than getting all your commercial vehicles insured separately.

Business Assets

Now, this product is an insurance package that covers the physical goods and resources of your Melbourne business. It doesn't refer to one specific type, and the insurance you need depends on your business. But overall, it protects your company's valuabled assets can be included under a Business Pack policy.

Commercial Property

This type of insurance protects commercial property and its physical equipment from the risk of disasters, such as fire, explosions, burst pipes, storms, theft, and vandalism. Commercial property insurance is ideal for business owners in Melbourne, especially those running a home-based business.

Business Pack

This provides wide-ranging, all-in-one protection for your business. Business Pack helps safeguard your business with cover to protect your equipment, premises, and stock.

Management Liability

Similar to D&O Insurance, Management Liability also protects directors, officers, managers, and the company against allegations of mismanagement. Management Liability is different to D&O in that it applies to private companies with less than 100 staff.

Business Travel

Business travel insurance is perfect for companies in Melbourne sending their employees on long-distance business trips. It offers protection for you and your employees during their trip, and also covers even the many inconvenient experiences while traveling.

Industrial Special Risks

This is an "all risks" property policy intended to cover all property damage at the insured location. It is specifically excluded and normally applied to businesses that have total assets exceeding $10,000,000.

Cyber Insurance

With this policy, you can get protection from data breaches. If you're generating an annual turnover that's greater than 3 million dollars, you are now accountable.

Business Interruption

Business interruption insurance is a brilliant way to ensure your business profits in Melbourne against unforeseen and potentially disastrous events.

Landlord Insurance

This business insurance covers a property owner from losses connected with rental properties.

Marine Cargo Insurance

Get in touch with insurance brokers to help you secure this policy. It provides protection for goods that are being transported from point A to point B.

Machinery Breakdown

The perfect business insurance that provides security cover for machinery, mechanical equipment and apparatus used by commercial businesses.

Directors and Officers

This is intended to protect individuals from personal losses if they are sued as a result of serving as an officer or a director of a business or another type of organisation.

Office Insurance

Call an insurance broker if your premises and equipment need to be insured. This policy also provides cover for your staff and customers.

SME Insurance

Our insurance brokers can also help you secure a customised insurance plan that's perfect for small and medium-sized enterprises.

Commercial Business Insurance

Get in touch with insurance brokers to secure this insurance and protect your whole business.

Construction Insurance

This provides cover for construction projects, from start to finish.

General Property

General property insurance will help you cover costs for repairs or replacements of tools or equipment that have been damaged (accidental damage) or stolen. This could be because of theft, storm or fire. 

General Liability

General property insurance will help you cover costs for repairs or replacements of tools or equipment that have been damaged (accidental damage) or stolen. This could be because of theft, storm or fire. 

Jewellers Block

There are many types of Insurance policies available but only one that has been designed specifically for Jewellers. This policy is commonly known as a Jewellers Block policy.

Landscaping

Landscaping is not an easy profession. It makes you vulnerable to a lot of risks that deal both with the public and their property. 

Electrician

Whether you work as an independent electrician, a contractor or you own an electrical business, having a comprehensive insurance should be one of your priorities.

Ask Our Reliable Insurance Brokers About Insuring Your Business in Melbourne

Securing business insurance is often daunting and overwhelming. With so many providers and types of policies out there, it’s easy to get lost in the process. Get in touch with our team of reliable insurance brokers and talk to us about your insurance needs.

Whether it is a professional indemnity or commercial property insurance you need, you can rely on an insurance broker here at FD Beck. Our insurance services can help you find the right cover for your business in Melbourne, VIC.

You can also request quotes with our online insurance calculator.

Business Insurance FAQ

What is business insurance?

Business insurance is your company’s protection from losses incurred when running your business. It covers your business from unfortunate events such as accidents, theft, or natural disasters like fire, storms, among others. Businesses need the right cover in place. A reliable insurance broker can help you find the right package to secure your business in Melbourne.

How much does it cost?

It would depend on the industry, the covers you require, and the sums insured limits. For professional indemnity insurance, for example, you can watch this video.

Who should get insurance?

Anyone who owns or operates a business should get in touch with insurance brokers and secure business insurance.

What are the most common types of business insurance?

Most business owners in Melbourne, VIC have a commercial property, business interruption, and general liability as insurance products. Consult our insurance brokers for the other types of business insurance.

How do I make an insurance claim?

Our team of insurance brokers can assist you with the whole process. Don’t hesitate to ask your insurance broker about it.

What businesses do you insure?

We provide insurance solutions to both new and established business owners across different industries in Melbourne, VIC.

What insurance do I need for my business in Melbourne?

The business insurance you need depends on the kind of commercial property you’re protecting and its value. You can exclude coverage for some other things. It’s advised for you to have a detailed list of your assets so an insurance broker can help you determine the insurance you need.

What policies are usually included in insurance packages?

Our insurance packages include the most common policies mentioned above.

What isn't covered under business insurance?

There are exclusions just as there are standard benefits. For full product statement disclosure, contact our insurance brokers.

How is my insurance premium calculated?

There are several factors at play here. For more information, contact us here at FD Beck Insurance Brokers Melbourne, VIC Pty Ltd today. You can also get estimates using our online form here.