No matter what trade, profession, or small to medium enterprises you are in, during the course of your business, you are still vulnerable to general claims of compensation resulting from legal liability negligence caused by your business activities.
This is why liability insurance is important. It acts as your safety net for when you end up having to face these claims in the future.
FD Beck Insurance Brokers can offer you a neatly packed business insurance policy complete with all the coverages you need.
General liability cover (also known as Public Liability Insurance and Product Liability insurance) will offer you the coverage you need when you are faced with claims of bodily injury or property damage by third parties.
This insurance cover is different from professional indemnity insurance as the latter focuses on legal liability claims resulting from professional negligence or malpractice.
This policy will typically cover you and your business for the following:
Like most liability policies, this liability insurance also has its limitations. As a business owner, you need to protect your business by making sure you have all the types of coverage that your business needs. Take note of the following:
This liability insurance does not cover employee injuries, auto accidents, intentional acts, or professional mistakes. You would need these insurances for that.
This policy will protect your business by acting as a safety net when things go wrong with your business. To summarize it, this policy
It is not easy to run a business, and without the necessary risk-management, you may be exposing yourself to risk that could easy be insured.
Do not let all your hard work go down the drain. Get insured with FD Beck today.
Here are some answers to frequently asked questions by our clients:
You can easily get a quote from us by going to our website and choosing from the available policy products we have. For more information, feel free to call us.